| |
Our Privacy Promise to You
USI provides this notice to you, our customer, so that you will
know what we will do with the personal information, personal
financial and health information (collectively referred to as
the "protected information") that we may receive from
you directly or receive from your health care provider or receive
from another source that you have authorized to send us your
protected information. We at USI are concerned about your privacy
and assure you that we will do what is required of us to safeguard
your protected information.
What types of information will we be collecting?
USI collects information from you required both for our business
and pursuant to regulatory requirements. Without it, we cannot
provide our products and services for you. We will be collecting
protected information about you from:
· Applications or other forms, such as name, address,
Social Security number, assets and income, employment status
and dependent information;
· Your transactions with us or your transactions with
others, such as account activity, payment history, and products
and services purchased;
· Consumer reporting agencies, such as credit relationships
and credit history. These agencies may retain their reports
and share them with others who use their services;
· Other individuals, businesses and agencies, such
as medical and demographic information; and
· Visitors to our websites, such as information from
on-line forms, site visitorship data and on-line information
collection devices, commonly called "cookies."
What will we do with your protected information?
The information USI gathers is shared within our company to
help us maximize the services we can provide to our customers.
We will only disclose your protected information as is necessary
for us to provide the insurance products and services you
expect from us. USI does not sell your protected information
to third parties, nor does it sell or share customer lists.
We may also disclose all of the information described above
to third parties with which we contract for services. In addition,
we may disclose your protected information to medical care
institutions or medical professionals, insurance regulatory
authorities, law enforcement or other government authorities,
or to affiliated or nonaffiliated third parties as is reasonably
necessary to conduct our business or as otherwise permitted
by law.
Our Security Procedures
At USI, we have put in place the highest measures to ensure
the security and confidentiality of customer information.
We will handle the protected information we receive by restricting
access to the protected information about you to those employees
and agents of ours who need to know that information to provide
you with our products or services or to otherwise conduct
our business, including actuarial or research studies. Our
computer database has multiple levels of security to protect
against threats or hazards to the integrity of customer records,
and to protect against unauthorized access to records that
may harm or inconvenience our customers. We maintain physical,
electronic, and procedural safeguards that comply with federal
and state regulations to safeguard all of your protected information.
Our Legal Use of Information
We retain the right to use ideas, concepts, know-how, or techniques
contained in any nonpublic personal information you provide
to us for our own purposes, including developing and marketing
products and services.
Your Right to Review Your Records
You have the right to review the protected information about
you relating to any insurance or annuity product issued by
us that we could reasonably locate and retrieve. You may also
request that we correct, amend or delete any inaccurate information
by writing to us at:
USI Holdings Corporation
555 Pleasantville Road
South Building
Briarcliff Manor, NY 10510
|
|
