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  Company Operations  
 
The Company’s physician Board of Directors will set policy and monitor the overall operations and financial condition of the Company. The day-to-day operations and management of the company will be provided by third party professionals under contract with Novus.

Management Advisory Services, including strategic advice, will be provided by Stevens & Lee under an agreement with Novus.

Marketing and policyholder interface (including processing of applications and issuance of policies) will be provided by USI under an agreement with Novus.

Loss Control, Event Management and Claims services will be provided by Stevens & Lee’s risk management department, who has both risk management professionals on staff & non-lawyer risk management professionals on staff, and will work in a collaborative manner with Gateway Risk Services to manage claims.