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This is not an offer of insurance. DO NOT cancel your existing medical professional liability insurance or alter your other efforts to secure continued medical professional liability insurance coverage based on this document. Novus Insurance Company (Risk Retention Group) is not currently authorized to provide insurance in your state. An offer to insure you will be made only if we become authorized to provide insurance.

Novus Risk Retention Group may not be subject to all of the insurance laws and regulations of your State. State insurance insolvency guaranty funds are not available to risk retention groups.